SBI LIFE - SMART ULIP - NAV GUARANTEED

Recently i saw an ad for smart ULIP and a guaranteed NAV plan by SBI LIFE. Wanting to know more about it, logged into their site http://www.sbilife.co.in/ and tried to generate a benefit illustration. Error message showed "Cannot find table 0" Guess their punchline on their site is true "SBI LIFE - WITH US YOU ARE SURE" Sure that you are going nowhere. A company of this scale cannot even create a simple benefit illustration.

Not an Agent for Aegon Religare

There are repeated references to aegon in my blog. Just wanted you folks to know, i am not an agent for Aegon Religare or selling its products. It just happens to be the cheapest term plan and dont be misled by agents talking about claim settlement ratio etc... the claims settlement will improve only as more and more people buy and more and more people die. It just happens that LIC has had the largest number of insurance policies sold so far and obviously they will have the maximum number of claims history. I strongly believe that IRDA will look closely at all claims ratio of all private players and in fact private players are more than keen to settle claims (if it happens) but modern medicine and better quality of life is giving indians longer life. Don't fall prey to LIC agents and their tricks.